How much will I net from a cash sale versus listing my home?
Your net is what's left after the mortgage payoff, closing costs, fees, liens, repairs, and any holding time. Travis prepares both paths as net numbers for your home, since the gross price alone can mislead.
The contract price is not the number you walk away with. Every sale first pays the lender's payoff, settlement and title fees, prorated taxes, commissions where they apply, and any outstanding liens. What remains is your net proceeds.
A higher list price can actually net less when you factor in months of mortgage payments, insurance, utilities, repairs, and staging. Conversely, a lower cash price can net surprisingly well when the home sells quickly with no repair budget spent.
That is why Travis always frames the comparison as net proceeds on both paths. He asks about your mortgage and your home's condition so the numbers he sends reflect what would really happen to your money, not a headline price.
Travis's tip
Get your lender's payoff quote, not your original loan balance, before you compare anything. Interest accrues daily, so the payoff figure is the only number that matters at the closing table.
Want this answer for your actual home?
Request your cash-vs-list comparison. Travis will personally reach out within 24 hours.
Know your net proceeds before you sign
Read in depthNet proceeds from a Lawton home sale, explained simply
More from this answer set
What counts as closing costs for a seller?
Title and settlement fees, doc preparation, prorated property taxes and HOA dues, recording fees, and any concessions agreed with the buyer. Travis itemizes them so you can see where the money goes.
Do sellers pay commission in a cash sale?
Only if an agent is part of that sale. Travis's comparison shows both paths with their real cost structure, including commission on a listing, so you compare apples to apples.
Request your cash-vs-list comparison.
Travis will personally reach out within 24 hours. No pressure to take cash, no obligation, and honest numbers either way.